Cathy Daigle, CFP®, CDFA®
Vermont Collaborative Professional
Life Experience Matters
Life Experience Matters and plays a powerful role in shaping one’s attitudes and philosophy in life. A fifth generation Vermonter born and raised in South Burlington, Cathy’s life experiences are grounded in values of integrity, honesty, service, family, loyalty, trust, and teamwork.
Family ties, property ownership, and professional connections with Collaborative Divorce Vermont keep her up-to-date and current with what matters most to divorcing families.
Education and exploration created leadership opportunities as a niche financial planner working with families in divorce. Cathy’s curiosity, tenacity and due diligence earned her the 2006 Eureka Award in Collaborative Divorce. Still today, she continues her passion around education and empowerment to help divorcing couples make more informed financial decisions and reach consensus.
A Proven Team Approach
Cathy’s team-approach to planning has been well accepted and is considered to be a unique asset by clients and professionals, alike.
Her financial counseling has now evolved into an efficient process using skills and techniques to
- focus on what matters most
- facilitate difficult conversations
- produce ‘what-if’ cash flow worksheets and charts; to test settlement ideas in advance
A Range of Services
- Educate clients to help understand the implications of financial decisions
- Gather, organize and summarize required financial information
- Draft pre- and post-divorce estimated spending plans (budgets)
- Prepare Schedule of Assets & Debts and Income & Expense Declarations attachments
- Create Cash Flow models and Net Worth projections for possible ‘what-if’ scenarios
- Analyze and project spending patterns – illustrating any disparities between the two spouses’ pre- and post-divorce lifestyles
- Review and Assess various settlement options
- Work together to create possible scenarios for income allocation and property division
- Develop financial models to illustrate estimated short-term and longer-term financial consequences and tax effects of proposed settlements ideas
- Provide attorneys with comprehensive reports and tools for settlement discussions
- Help develop creative options and financial strategies to achieve equitable settlement
- Analyze equity incentive-based compensation (stock options, etc.)
As a Collaborative Financial Practitioner, Cathy has been on the forefront in the evolution of Collaborative Divorce.
Originally from Vermont, Cathy began her career playing an influential role in the success of a Silicon Valley start-up company. Entrepreneurial skills, small business operations, and a long-term keen interest in investment strategies paved the way into the financial services industry in 1992.